Term and conditions
Lendline Terms of Service
Effective Date: January 1st, 2025
Last Updated: August 24th, 2025
These Terms of Service (“Terms”) form a legally binding agreement between Lendline Real Estate Consulting Ltd. (“Lendline,” “we,” “our,” or “us”) and you, the client (“Client,” “you,” or “your”), regarding the use of our consulting, marketing, and related services (“Services”). By engaging Lendline, you agree to these Terms in full.
If you do not agree, you must not use our Services.
1. Scope of Services
1.1 Lendline provides marketing, advertising, consulting, funnel development, SaaS platform integrations, and related services to mortgage brokers, brokerages, and real estate professionals.
1.2 Services may include but are not limited to:
Paid media strategy, creation, and management (e.g., Meta Ads, Google Ads, LinkedIn).
Funnel, landing page, and website design (e.g., Framer, Smartarget, GHL systems).
Lead-generation campaigns, including rent-to-own, refinance, first-time homebuyer, HELOC, reverse mortgage, and other broker-focused offers.
Consulting on client acquisition, positioning, branding, and operational strategies.
SaaS-style platform access through sub-accounts and reporting dashboards.
1.3 The exact scope, deliverables, and compensation will be set forth in a signed Service Agreement, proposal, or invoice (“Service Agreement”), which is incorporated by reference into these Terms.
2. Client Responsibilities
2.1 The Client remains solely responsible for:
Compliance with all applicable laws and regulations governing mortgage brokerage, lending, and advertising in their jurisdiction.
Ensuring all licensing, disclosures, and compliance requirements (e.g., FSRA, FINTRAC, provincial regulations in Canada) are met.
2.2 Lendline is not a mortgage brokerage or lender. We are a consulting and marketing services provider only. We do not provide legal, financial, or lending advice.
3. Fees, Payments, and Refunds
3.1 Fees will be outlined in the Service Agreement. Fees may include one-time setup costs, monthly retainers, SaaS subscription charges, or performance-based compensation (e.g., per-deal or per-close fees).
3.2 Payment is due according to the terms set out in the Service Agreement or invoice. Late payments may result in suspension of Services.
3.3 Refund Policy: Due to the custom nature of our work, all fees are non-refundable once work has commenced. Work is deemed to have commenced when strategy, campaign setup, creative design, or platform configuration has begun.
3.4 Clients are responsible for all third-party advertising costs (e.g., Facebook/Google ad spend). Such costs are billed directly by the platform and are not included in Lendline’s service fees unless expressly stated.
4. Performance and Results
4.1 Lendline makes no guarantees regarding the number of leads, conversions, deals closed, or revenue generated through our Services.
4.2 Marketing outcomes depend on multiple factors outside of our control, including but not limited to: ad platform changes, client sales process, follow-up speed, qualification rates, and economic or regulatory conditions.
4.3 Any projections, metrics, or performance data provided by Lendline are estimates only and not binding guarantees.
5. Intellectual Property
5.1 All intellectual property created by Lendline during the engagement, including ad creatives, funnels, websites, reports, and strategies, remains the property of Lendline unless expressly transferred in writing.
5.2 Clients are granted a limited, non-exclusive, non-transferable license to use deliverables solely for their internal business purposes while in good standing with Lendline.
5.3 Unauthorized reproduction, resale, or redistribution of our strategies, campaigns, or platform materials is strictly prohibited.
6. Confidentiality
6.1 Both parties agree to maintain the confidentiality of any proprietary, confidential, or sensitive information disclosed during the engagement.
6.2 Confidential information does not include information that is publicly available, independently developed, or required to be disclosed by law.
7. Limitation of Liability
7.1 To the maximum extent permitted by law, Lendline shall not be liable for any indirect, incidental, consequential, or punitive damages arising from the use of our Services.
7.2 Our total aggregate liability, whether in contract, tort, or otherwise, shall not exceed the total fees paid by the Client to Lendline for Services during the three (3) months preceding the claim.
7.3 Lendline shall not be liable for losses caused by third-party platforms (e.g., Meta, Google), including ad disapprovals, account restrictions, or policy changes.
8. Term and Termination
8.1 These Terms remain in effect for the duration of the Service Agreement unless terminated earlier.
8.2 Either party may terminate upon written notice if the other party materially breaches these Terms and fails to cure within ten (10) business days.
8.3 Fees already paid are non-refundable. Outstanding fees remain payable up to the termination date.
9. Governing Law and Dispute Resolution
9.1 These Terms shall be governed by and construed in accordance with the laws of the Province of Ontario, Canada, unless otherwise specified in the Service Agreement.
9.2 Any disputes shall first be attempted to be resolved through good faith negotiation between the parties.
9.3 If unresolved, disputes shall be referred to binding arbitration in Toronto, Ontario, administered under the ADR Institute of Canada Rules.
9.4 The parties waive any right to participate in class actions.
10. Miscellaneous
10.1 Entire Agreement: These Terms, together with any Service Agreement, represent the full agreement between the parties.
10.2 Amendments: Lendline may update these Terms from time to time. Clients will be notified of material changes. Continued use of Services constitutes acceptance of updated Terms.
10.3 Force Majeure: Lendline is not liable for delays or failures caused by events beyond our reasonable control (e.g., natural disasters, platform outages, government restrictions).
10.4 Severability: If any provision of these Terms is deemed invalid, the remaining provisions remain in full force and effect.
10.5 Assignment: Clients may not assign these Terms without prior written consent. Lendline may assign its rights and obligations to a successor entity.
By engaging Lendline’s Services, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service.
Lendline Terms of Service
Effective Date: January 1st, 2025
Last Updated: August 24th, 2025
These Terms of Service (“Terms”) form a legally binding agreement between Lendline Real Estate Consulting Ltd. (“Lendline,” “we,” “our,” or “us”) and you, the client (“Client,” “you,” or “your”), regarding the use of our consulting, marketing, and related services (“Services”). By engaging Lendline, you agree to these Terms in full.
If you do not agree, you must not use our Services.
1. Scope of Services
1.1 Lendline provides marketing, advertising, consulting, funnel development, SaaS platform integrations, and related services to mortgage brokers, brokerages, and real estate professionals.
1.2 Services may include but are not limited to:
Paid media strategy, creation, and management (e.g., Meta Ads, Google Ads, LinkedIn).
Funnel, landing page, and website design (e.g., Framer, Smartarget, GHL systems).
Lead-generation campaigns, including rent-to-own, refinance, first-time homebuyer, HELOC, reverse mortgage, and other broker-focused offers.
Consulting on client acquisition, positioning, branding, and operational strategies.
SaaS-style platform access through sub-accounts and reporting dashboards.
1.3 The exact scope, deliverables, and compensation will be set forth in a signed Service Agreement, proposal, or invoice (“Service Agreement”), which is incorporated by reference into these Terms.
2. Client Responsibilities
2.1 The Client remains solely responsible for:
Compliance with all applicable laws and regulations governing mortgage brokerage, lending, and advertising in their jurisdiction.
Ensuring all licensing, disclosures, and compliance requirements (e.g., FSRA, FINTRAC, provincial regulations in Canada) are met.
2.2 Lendline is not a mortgage brokerage or lender. We are a consulting and marketing services provider only. We do not provide legal, financial, or lending advice.
3. Fees, Payments, and Refunds
3.1 Fees will be outlined in the Service Agreement. Fees may include one-time setup costs, monthly retainers, SaaS subscription charges, or performance-based compensation (e.g., per-deal or per-close fees).
3.2 Payment is due according to the terms set out in the Service Agreement or invoice. Late payments may result in suspension of Services.
3.3 Refund Policy: Due to the custom nature of our work, all fees are non-refundable once work has commenced. Work is deemed to have commenced when strategy, campaign setup, creative design, or platform configuration has begun.
3.4 Clients are responsible for all third-party advertising costs (e.g., Facebook/Google ad spend). Such costs are billed directly by the platform and are not included in Lendline’s service fees unless expressly stated.
4. Performance and Results
4.1 Lendline makes no guarantees regarding the number of leads, conversions, deals closed, or revenue generated through our Services.
4.2 Marketing outcomes depend on multiple factors outside of our control, including but not limited to: ad platform changes, client sales process, follow-up speed, qualification rates, and economic or regulatory conditions.
4.3 Any projections, metrics, or performance data provided by Lendline are estimates only and not binding guarantees.
5. Intellectual Property
5.1 All intellectual property created by Lendline during the engagement, including ad creatives, funnels, websites, reports, and strategies, remains the property of Lendline unless expressly transferred in writing.
5.2 Clients are granted a limited, non-exclusive, non-transferable license to use deliverables solely for their internal business purposes while in good standing with Lendline.
5.3 Unauthorized reproduction, resale, or redistribution of our strategies, campaigns, or platform materials is strictly prohibited.
6. Confidentiality
6.1 Both parties agree to maintain the confidentiality of any proprietary, confidential, or sensitive information disclosed during the engagement.
6.2 Confidential information does not include information that is publicly available, independently developed, or required to be disclosed by law.
7. Limitation of Liability
7.1 To the maximum extent permitted by law, Lendline shall not be liable for any indirect, incidental, consequential, or punitive damages arising from the use of our Services.
7.2 Our total aggregate liability, whether in contract, tort, or otherwise, shall not exceed the total fees paid by the Client to Lendline for Services during the three (3) months preceding the claim.
7.3 Lendline shall not be liable for losses caused by third-party platforms (e.g., Meta, Google), including ad disapprovals, account restrictions, or policy changes.
8. Term and Termination
8.1 These Terms remain in effect for the duration of the Service Agreement unless terminated earlier.
8.2 Either party may terminate upon written notice if the other party materially breaches these Terms and fails to cure within ten (10) business days.
8.3 Fees already paid are non-refundable. Outstanding fees remain payable up to the termination date.
9. Governing Law and Dispute Resolution
9.1 These Terms shall be governed by and construed in accordance with the laws of the Province of Ontario, Canada, unless otherwise specified in the Service Agreement.
9.2 Any disputes shall first be attempted to be resolved through good faith negotiation between the parties.
9.3 If unresolved, disputes shall be referred to binding arbitration in Toronto, Ontario, administered under the ADR Institute of Canada Rules.
9.4 The parties waive any right to participate in class actions.
10. Miscellaneous
10.1 Entire Agreement: These Terms, together with any Service Agreement, represent the full agreement between the parties.
10.2 Amendments: Lendline may update these Terms from time to time. Clients will be notified of material changes. Continued use of Services constitutes acceptance of updated Terms.
10.3 Force Majeure: Lendline is not liable for delays or failures caused by events beyond our reasonable control (e.g., natural disasters, platform outages, government restrictions).
10.4 Severability: If any provision of these Terms is deemed invalid, the remaining provisions remain in full force and effect.
10.5 Assignment: Clients may not assign these Terms without prior written consent. Lendline may assign its rights and obligations to a successor entity.
By engaging Lendline’s Services, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service.
Lendline Terms of Service
Effective Date: January 1st, 2025
Last Updated: August 24th, 2025
These Terms of Service (“Terms”) form a legally binding agreement between Lendline Real Estate Consulting Ltd. (“Lendline,” “we,” “our,” or “us”) and you, the client (“Client,” “you,” or “your”), regarding the use of our consulting, marketing, and related services (“Services”). By engaging Lendline, you agree to these Terms in full.
If you do not agree, you must not use our Services.
1. Scope of Services
1.1 Lendline provides marketing, advertising, consulting, funnel development, SaaS platform integrations, and related services to mortgage brokers, brokerages, and real estate professionals.
1.2 Services may include but are not limited to:
Paid media strategy, creation, and management (e.g., Meta Ads, Google Ads, LinkedIn).
Funnel, landing page, and website design (e.g., Framer, Smartarget, GHL systems).
Lead-generation campaigns, including rent-to-own, refinance, first-time homebuyer, HELOC, reverse mortgage, and other broker-focused offers.
Consulting on client acquisition, positioning, branding, and operational strategies.
SaaS-style platform access through sub-accounts and reporting dashboards.
1.3 The exact scope, deliverables, and compensation will be set forth in a signed Service Agreement, proposal, or invoice (“Service Agreement”), which is incorporated by reference into these Terms.
2. Client Responsibilities
2.1 The Client remains solely responsible for:
Compliance with all applicable laws and regulations governing mortgage brokerage, lending, and advertising in their jurisdiction.
Ensuring all licensing, disclosures, and compliance requirements (e.g., FSRA, FINTRAC, provincial regulations in Canada) are met.
2.2 Lendline is not a mortgage brokerage or lender. We are a consulting and marketing services provider only. We do not provide legal, financial, or lending advice.
3. Fees, Payments, and Refunds
3.1 Fees will be outlined in the Service Agreement. Fees may include one-time setup costs, monthly retainers, SaaS subscription charges, or performance-based compensation (e.g., per-deal or per-close fees).
3.2 Payment is due according to the terms set out in the Service Agreement or invoice. Late payments may result in suspension of Services.
3.3 Refund Policy: Due to the custom nature of our work, all fees are non-refundable once work has commenced. Work is deemed to have commenced when strategy, campaign setup, creative design, or platform configuration has begun.
3.4 Clients are responsible for all third-party advertising costs (e.g., Facebook/Google ad spend). Such costs are billed directly by the platform and are not included in Lendline’s service fees unless expressly stated.
4. Performance and Results
4.1 Lendline makes no guarantees regarding the number of leads, conversions, deals closed, or revenue generated through our Services.
4.2 Marketing outcomes depend on multiple factors outside of our control, including but not limited to: ad platform changes, client sales process, follow-up speed, qualification rates, and economic or regulatory conditions.
4.3 Any projections, metrics, or performance data provided by Lendline are estimates only and not binding guarantees.
5. Intellectual Property
5.1 All intellectual property created by Lendline during the engagement, including ad creatives, funnels, websites, reports, and strategies, remains the property of Lendline unless expressly transferred in writing.
5.2 Clients are granted a limited, non-exclusive, non-transferable license to use deliverables solely for their internal business purposes while in good standing with Lendline.
5.3 Unauthorized reproduction, resale, or redistribution of our strategies, campaigns, or platform materials is strictly prohibited.
6. Confidentiality
6.1 Both parties agree to maintain the confidentiality of any proprietary, confidential, or sensitive information disclosed during the engagement.
6.2 Confidential information does not include information that is publicly available, independently developed, or required to be disclosed by law.
7. Limitation of Liability
7.1 To the maximum extent permitted by law, Lendline shall not be liable for any indirect, incidental, consequential, or punitive damages arising from the use of our Services.
7.2 Our total aggregate liability, whether in contract, tort, or otherwise, shall not exceed the total fees paid by the Client to Lendline for Services during the three (3) months preceding the claim.
7.3 Lendline shall not be liable for losses caused by third-party platforms (e.g., Meta, Google), including ad disapprovals, account restrictions, or policy changes.
8. Term and Termination
8.1 These Terms remain in effect for the duration of the Service Agreement unless terminated earlier.
8.2 Either party may terminate upon written notice if the other party materially breaches these Terms and fails to cure within ten (10) business days.
8.3 Fees already paid are non-refundable. Outstanding fees remain payable up to the termination date.
9. Governing Law and Dispute Resolution
9.1 These Terms shall be governed by and construed in accordance with the laws of the Province of Ontario, Canada, unless otherwise specified in the Service Agreement.
9.2 Any disputes shall first be attempted to be resolved through good faith negotiation between the parties.
9.3 If unresolved, disputes shall be referred to binding arbitration in Toronto, Ontario, administered under the ADR Institute of Canada Rules.
9.4 The parties waive any right to participate in class actions.
10. Miscellaneous
10.1 Entire Agreement: These Terms, together with any Service Agreement, represent the full agreement between the parties.
10.2 Amendments: Lendline may update these Terms from time to time. Clients will be notified of material changes. Continued use of Services constitutes acceptance of updated Terms.
10.3 Force Majeure: Lendline is not liable for delays or failures caused by events beyond our reasonable control (e.g., natural disasters, platform outages, government restrictions).
10.4 Severability: If any provision of these Terms is deemed invalid, the remaining provisions remain in full force and effect.
10.5 Assignment: Clients may not assign these Terms without prior written consent. Lendline may assign its rights and obligations to a successor entity.
By engaging Lendline’s Services, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service.